Product → Pricing → About → 中文 → Apply for access
The platform

The Settlefi platform.
Four blocks that
compose in any order.

From "I don't have an entity yet" to "we process eight figures a year" — pick the blocks you need, leave the ones you don't. We won't lock you into bundles.

00—Before you start

Don't have a US entity yet? We've got that covered.

Settlefi handles US LLC formation through API integration with leading incorporation infrastructure. From application to EIN, fully programmatic. Your Settlefi account is provisioned the moment your EIN arrives — one flow, no context switching.

US LLC formation
Wyoming, Delaware, and more — selectable at apply time.
EIN registration
Programmatic filing with the IRS. Typically 2–3 weeks end-to-end.
Registered agent
Set up automatically, renewed annually, mail forwarded.
Payment account handoff
Once EIN lands, your Settlefi account is provisioned — no second application.
LLC Formationapplication_2026-04-22.pdf
01✓ApplyIdentity + jurisdiction
02✓State filingWyoming · 4 days
03✓EIN obtained88-1234567
04Payments readyProvisioning account…
Entity nameAcme Global LLC
JurisdictionWyoming, USA
EIN88-1234567
Reg. agentActive
Operating agr.Generated
Bank doc bundleReady
01—Acquire

Accept payments globally.

Accept Visa, Mastercard, Amex, JCB, and bank rails including SEPA, ACH, BACS, FPS, PayNow, PIX. Multi-currency settlement to your Settlefi balance.

Hosted checkout + API
Drop-in pages or build your own with our SDK and webhooks.
Local methods
30+ wallets, bank rails and account-to-account methods worldwide.
Smart routing
Multi-acquirer routing optimises for auth rate, not lowest fee.
Settlement
Settle in your preferred currency — same day on supported corridors.
Payment methods30+ active rails
Visa
Global
Mastercard
Global
Amex
Global
PayPal
200+ markets
JCB
JP / Global
Apple Pay
Global
SEPA
EU
ACH
US
BACS
UK
FPS
HK
PIX
BR
PayNow
SG
+ 18 more — full list available on application.
02—Hold & Convert

Hold money in 20+ currencies.

Hold balances in USD, EUR, HKD, JPY, CNH and 15+ more. Convert at interbank rates when you need to — no FX markups buried in the settlement.

Named virtual accounts
Local IBANs and account numbers, in your entity's name.
Interbank FX
Mid-market rates with a transparent, declared spread.
Wire + SWIFT
Incoming wires by reference; outgoing on request.
Instant conversion
Convert any balance to any supported currency, on demand.
Supported currencies20+ wallets · 130+ accepted
USDUS$
EUR€
HKDHK$
JPY¥
CNH¥
GBP£
SGDS$
AUDA$
CADC$
CHFFr
NZDNZ$
SEKkr
NOKkr
DKKkr
PLNzł
CZKKč
MXN$
BRLR$
ZARR
+5more
Quote
USD 1.00 → HKD 7.7945
Spread
0.18 bps
Locks
30s
03—Operate

Built-in financial operations.

Unified view across all your financial flows. Reconciliation reports, role-based access, and exports clean enough to drop into your accounting workflow — so the people doing the work don't end up doing the books at 2am.

Unified ledger
All channels, all currencies, in one transaction history.
Reconciliation
CSV / Excel exports with currency, fee, and FX breakdown.
Accounting-ready exports
Formatted for clean import into QuickBooks, Xero, NetSuite. Native integrations on the roadmap.
Team access
Roles for founders, finance, ops, and read-only auditors.
Reconciliation · April 20261,247 transactions · 99.4% matched
ID
Description
Amount
Status
tx_8a31
Card payout · Visa 04-22 14:02
+$12,408.30
Match
tx_8a30
FX · USD → HKD 04-22 13:48
−$5,000.00
Match
tx_8a2f
JCB · TYO order 04-22 12:31
+¥48,290.00
Match
tx_8a2e
SEPA · Bonjour SARL 04-22 09:14
+€2,140.00
Match
tx_8a2d
Payout · Manila vendor 04-21 18:00
−$1,820.00
Match
tx_8a2c
Card chargeback inquiry 04-21 11:24
−$240.00
Review
tx_8a2b
FPS · Hong Kong 04-21 10:08
+HK$21,400.00
Match
The shift

From three platforms and a spreadsheet,
to one.

Most founders we talk to are juggling 3–4 receiving platforms, a wallet for FX, a CSV pipeline into accounting, and a Telegram chat with the one ops person who knows where everything lives.

Today
Settlefi
Receive cards globally
Single-entity card processor
Acquire — Visa / MC / Amex
Receive local Asia methods
Different processor per country
Acquire — FPS / PayNow / JCB
Multi-currency wallet
Separate wallet provider
Hold & Convert
FX
Whichever wallet has best rate today
Interbank, declared spread
Reconciliation
CSV juggling, weekly
Operate — unified ledger
Entity formation
Separate formation service or lawyer
Built in — same flow
Support when something breaks
A ticket queue
Founders, on WhatsApp
Roadmap

What's next.

Everything above is what you can use today. The items below are what we ship next — each one is being prototyped now, not a hand-wave.

NEXT

Global Payouts

Pay anyone, anywhere. Push payouts to 190+ countries directly from your Settlefi balance — same rails as your receiving.

In development
LATER

CLI tooling

Command-line access to balances, transactions, payouts, and reconciliation. Built for the people who already live in terminals.

In design
FUTURE

MCP integration

The protocol for AI-native fintech. Let agents read balances, draft payouts, and file reports — with the audit trail to back it up.

Research

Ready to apply?

We respond to every application within 48 hours, personally.

Apply for access →