One platform to receive, hold, and convert money across currencies. Built for founders scaling from Asia.
Pick the situation closest to yours — each one maps to a specific path through the platform.
No registered company, no offshore bank account yet. You want to receive global payments but don't know where to start.
You have a US LLC or HK company, but banks reject Asian-passport directors and KYB drags on indefinitely.
You're already receiving payments through 3–4 platforms. Reconciliation takes days, accounting software can't import everything, and you've been frozen at least once.
Your Mainland business is working. You see opportunity overseas but unfamiliar with entity selection, banking, and compliance flows.
Four blocks of infrastructure, designed to compose in any order.
Settlefi handles US LLC formation through API integration with leading incorporation infrastructure. From application to EIN, fully programmatic. Then seamlessly continues to your payment account setup — one flow, no context switching.
Accept Visa, Mastercard, Amex, JCB, and bank rails including SEPA, ACH, BACS, FPS, PayNow, PIX. Multi-currency settlement to your Settlefi balance.
Hold balances in USD, EUR, HKD, JPY, CNH and 15+ more. Convert at interbank rates when you need to.
Unified view across all your financial flows. Reconciliation reports, role-based access, and accounting-ready exports for your team.
Our team has operated payment infrastructure at scale across emerging markets in Latin America, Southeast Asia, and beyond. We've handled cross-border KYB, regulatory complexity, settlement, and crisis recovery in high-volume environments.
Single-platform failure is the top cause of business interruption in cross-border payments. Settlefi is built on multiple regulated financial infrastructure providers — so if one channel hits an issue, your business doesn't stop.
When issues happen, you talk to people who can actually solve them — no support tiers, no scripts. Direct access to our team through the channels you already use.
Every transaction, balance, and report accessible via API. Your tools and AI agents can pull data, reconcile flows, and trigger workflows — built for how founders actually work in 2026.
Settlefi was founded by operators who built and ran cross-border payment infrastructure at scale across emerging markets in Latin America, Southeast Asia, and beyond. We've seen what works at scale and what breaks under pressure. We're building Settlefi to make the cross-border journey simpler for the next generation of global founders.
Already being prototyped. Not a hand-wave.
Pay anyone, anywhere — push payouts to 190+ countries directly from your Settlefi balance.
Command-line access to balances, transactions, and reconciliation. Built for ops engineers.
The protocol for AI-native fintech. Let agents read balances, draft payouts, file reports.
Cross-border payment volume varies widely by business model. We work with each customer to design pricing that matches their flow.
Apply for accessThree short steps, about two minutes. We respond to every application personally within 48 hours.